Fee for service financial advice

We all have financial goals, but not all of us know how to achieve them. Our fee for service personal financial advice is designed to help you build, manage and protect wealth, so you can make the most of your personal financial situation.

Fee for service personal financial advice is available to all PSS members. Call 1300 277 777 to book an appointment today.

Advice you can trust

Our financial planners are licensed representatives of Industray Fund Services (IFS). IFS are trained experts in PSS super.

Financial advice from IFS is provided solely in your best interest. There are no obligations, commissions or hidden fees.

IFS planners are based in Melbourne, Canberra, Sydney and Brisbane. If you don’t live in or near one of these cites, see the on the road advice schedule. There may be a location and date convenient for you.


Your initial advice appointment will cost $185. No personal advice is provided in this appointment, although you may receive general advice.

Once you discuss your financial situation and goals with your planner, you'll get a quote detailing the type and cost of the personal advice that may help you.

As a guide, the cost for advice ranges from $750 to $5,700 depending on complexity.  The average cost for comprehensive advice is around $2,700.

You only pay for the advice you want. You know the exact cost beforehand and will never have to pay any commissions or hidden fees. Cost is based on the time it will take to create your plan, including preparation of a statement of advice.

Full fees, terms and conditions are detailed in the IFS Financial Services Guide, available directly from IFS.

Ongoing advice service

IFS also offer comprehensive ongoing financial advice service. Access annual or bi-annual (twice a year) financial reviews to make sure you’re achieving your financial goals. For more information, see Ongoing advice service.